Back to skip links

Additional product details

eText: 
ISBN-10 1285290550ISBN-13 9781285290553
Print: 
ISBN-10 1111971633ISBN-13 9781111971632
Author(s): Gitman/Joehnk/Billingsley
Publisher: Cengage Learning
Copyright year: © 2014 Pages: 656
Description

Aplia, an online learning solution, is dedicated to improving learning by increasing student effort and engagement. All assignments are automatically graded, and there are detailed explanations for every question. Click here to find out more: www.cengage.com/aplia

Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsley’s market-leading PERSONAL FINANCIAL PLANNING, 13E, provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life.

The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. The 13th edition is packed with new information relevant to today’s students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what’s important when buying your first home, and choosing the right credit card. All-new features teach you to use today’s critical financial tools and technology, including financial planning software. CFP® practice questions provide valuable practice.

Three Ways to Study
with eTextbooks!

  • Read online from your computer or mobile device.
  • Read offline on select browsers and devices when the internet won't be available.
  • Print pages to fit your needs.

CourseSmart eTextbooks let you study the best way – your way.